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| 安徽省农业保险对农民收入影响的实证研究 |
| Empirical Study on the Impact of Agricultural Insurance on Farmers' Income in Anhui Province |
| 投稿时间：2024-12-17 |
| DOI：10.16018/j.cnki.cn32-1499/c.202505009 |
| 中文关键词: 农业保险 农民收入 规模种植 技术投入 区域性差异 |
| 英文关键词: agricultural insurance farmers' income scale farming technical investment regional differences |
| 基金项目:国家社会科学基金项目(24BJY071)；教育部产学合作协同育人项目(221003371140815)；安徽省中青年教师培养行动项目(JNFX2023056) |
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| 中文摘要: |
| 基于2011—2022年安徽省各市的面板数据,实证研究农业保险对农民收入的影响效应,结果表明安徽省农业保险发展对农民收入具有正向的促进作用。在以技术投入和规模种植作为调节变量的调节效应分析中,发现技术投入能够强化农业保险对农民收入的增长效应,但是规模种植呈现负向弱化效应。在对安徽皖南、皖中与皖北的异质性分析中,发现各区域农业保险对农民收入均呈现正相关关系,促进效应程度表现为皖北地区>皖南地区>皖中地区;此外,在皖南和皖北地区,技术投入能够强化农业保险对农民收入的增长效应,在皖中地区,技术投入呈现弱化效应;而规模种植的调节效应在皖南、皖中与皖北地区均不明显。最后针对性地提出了推进农机科技创新、因地制宜实施差异化财政补贴,以及鼓励保险公司加大农业保险科技投入的对策建议。 |
| 英文摘要: |
| Based on panel data from various cities in Anhui Province from 2011 to 2022, this article empirically studies the impact of agricultural insurance on farmers' income. The results show that the development of agricultural insurance in Anhui Province has a positive promoting effect on farmers' income. In the analysis of the moderating effects using technology input and large-scale planting as moderating variables, it was found that technology input can enhance the growth effect of agricultural insurance on farmers' income, but large-scale farming shows a negative weakening effect. In the heterogeneity analysis of Anhui's southern, central, and northern regions, it was found that agricultural insurance in each region showed a positive correlation with farmers' income, and the degree of promotion effect was as follows: northern Anhui>southern Anhui>central Anhui; In addition, in the southern and northern regions of Anhui, technological investment can strengthen the growth effect of agricultural insurance on farmers' income, while in the central region of Anhui, technological investment shows a weakening effect; The regulatory effect of large-scale planting is not significant in the southern, central, and northern regions of Anhui. Finally, suggestions were put forward to promote agricultural machinery technology innovation, implement differentiated financial subsidies according to local conditions, and encourage insurance companies to increase investment in agricultural insurance technology based on the conclusions. |
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