| Based on panel data from various cities in Anhui Province from 2011 to 2022, this article empirically studies the impact of agricultural insurance on farmers' income. The results show that the development of agricultural insurance in Anhui Province has a positive promoting effect on farmers' income. In the analysis of the moderating effects using technology input and large-scale planting as moderating variables, it was found that technology input can enhance the growth effect of agricultural insurance on farmers' income, but large-scale farming shows a negative weakening effect. In the heterogeneity analysis of Anhui's southern, central, and northern regions, it was found that agricultural insurance in each region showed a positive correlation with farmers' income, and the degree of promotion effect was as follows: northern Anhui> southern Anhui> central Anhui; In addition, in the southern and northern regions of Anhui, technological investment can strengthen the growth effect of agricultural insurance on farmers' income, while in the central region of Anhui, technological investment shows a weakening effect; The regulatory effect of large-scale planting is not significant in the southern, central, and northern regions of Anhui. Finally, suggestions were put forward to promote agricultural machinery technology innovation, implement differentiated financial subsidies according to local conditions, and encourage insurance companies to increase investment in agricultural insurance technology based on the conclusions. |