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“保险+期货”模式在农业风险管理中的优化路径探索 |
Exploring the Optimization Path of "Insurance + Futures" Model in Agricultural Risk Management |
投稿时间:2023-11-16 |
DOI:10.16018/j.cnki.cn32-1499/c.202401009 |
中文关键词: 保险+期货 农业风险管理 农业经营主体 期货期权 |
英文关键词: insurance + futures agricultural risk management agricultural management main body futures options |
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中文摘要: |
近年来,“保险+期货”在农业经济管理中迅速发展,但依然存在一些亟待解决的问题。“保险+期货”各参与主体之间权责不对等;保险品种单一;保费补贴分担机制不健全;场外期权定价不精准且复制成本高等。因此,现有“保险+期货”模式要从多方面进行优化,要形成标准化的产品和体系;理清各参与主体的权责分配;构建稳定的保费补贴机制;完善期货市场运作机制等,充分发挥金融服务实体经济的功能,促进农业经济高质量发展。 |
英文摘要: |
In recent years, "insurance + futures" has developed rapidly in agricultural economic risk management. However, in the process of development and innovation, there are still some problems to be solved. The rights and responsibilities of the participants in "insurance + futures" are not equal; insurance varieties are single; premium subsidy sharing mechanism is not sound; over-the-counter option pricing is not accurate, and the cost of replication is high. Therefore, the existing "insurance + futures" model should be optimized in various aspects to form standardized products and build a standardized system; clarify the distribution of rights and responsibilities among the participating parties; build a stable premium subsidy mechanism; improve the operation mechanism of the futures market, etc. , so as to give full play to the function of the real economy of the financial services, and to promote the high-quality development of the agricultural economy. |
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