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| 盐城数字普惠金融的农村减贫效应研究 |
| Research on the Rural Poverty Reduction Effect of Yancheng Digital Inclusive Finance |
| 投稿时间：2021-09-23 |
| DOI：10.16018/j.cnki.cn32-1499/c.2022020002 |
| 中文关键词: 数字普惠金融 农村减贫 中介效应 异质性 |
| 英文关键词: digital inclusive finance rural poverty reduction mediating effect heterogeneity |
| 基金项目:盐城市政府社会科学基金项目(21skC41)。 |
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| 摘要点击次数: 182 |
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| 中文摘要: |
| 发展数字普惠金融是推进乡村振兴战略的切实需要，也是助力农村脱贫增收的关键措施。在系统阐释数字普惠金融减缓农村贫困作用机制的基础上，利用盐城市2014—2019年区县级非平衡面板数据，对盐城市数字普惠金融的减贫效应进行了实证研究。研究发现:盐城数字普惠金融发展具有直接减贫效应，且这一结论具有良好的稳健性；盐城数字普惠金融可以通过提高区县经济增长水平和改善收入分配的途径间接减缓农村贫困；数字普惠金融对盐城贫困县和非贫困县的农村减贫效果具有显著的异质性，其对贫困县的减贫作用更为明显。 |
| 英文摘要: |
| The development of digital inclusive finance is not only a practical need to promote the rural revitalization strategy, but also a key measure to help rural areas out of poverty and increase income. Based on the systematic explanation of the mechanism of digital inclusive finance in alleviating rural poverty, this paper makes an empirical study on the poverty reduction effect of digital inclusive finance in Yancheng City by using the unbalanced panel data of Yancheng City from 2014 to 2019. The results show that the development of digital inclusive finance in Yancheng has a direct effect on poverty reduction, and this conclusion has good robustness. Yancheng digital inclusive finance can indirectly alleviate rural poverty by improving the level of economic growth and income distribution. Moreover, the effect of digital inclusive finance on rural poverty reduction in poverty and non-poverty counties of Yancheng has significant heterogeneity, and the effect in poverty counties is higher than that in non-poverty counties. |
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