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| 诚信档案在国家助学贷款中的作用研究 |
| A Research on the Usage of Credit archives in State-Subsidized Student Loan |
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| DOI：10.3969/j.issn.1008-5092.2010.04.019 |
| 中文关键词: 诚信档案 国家助学贷款 作用 |
| 英文关键词: credit archives state-subsidized student loan effect |
| 基金项目:四川省高等学校思想政治教育研究会2009-2010年度课题，电子科技大学2009年学生工作研究课题 |
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| 中文摘要: |
| 随着国家助学贷款工作的推进,出现了部分学生拖欠还款的现象;针对学生贷款违约现象,有关高校为加强对贷款学生的教育管理,积极探索贷后管理的新思路、新方法,建立贷款学生诚信档案就是其中的一个具体措施.在分析诚信档案对贷款学生的记载、反馈和跟踪作用的基础上,阐述了诚信档案对国家助学贷款的开展起到的积极作用. |
| 英文摘要: |
| With the implement of the state-subsidized students loan,defaults phenomenon appeared in part of students.Aiming at the student loan default phenomenon,the relevant universities strengthened the education and management to the students that applied for the loans,explored new idea and new way to the management after the loan,and one of the specific measurement was establishing credit archives.Credit archives records,feedback and tracking was analyzed in this paper.Also the positive effect of credit archives to the state-subsidized student was also expounded. |
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